Fresh Start Credit, a Colorado based credit consulting and credit restoration company, is a Limited Liability Company. It is owned and operated by Larry and Marna Johnson. Our foundation is built on Integrity, Honesty, and Fairness and operates on two principles: 1) Bad things happen to good people; and 2) Credit reports should be a fair and reasonable reflection of the client's true long-term financial situation. Privacy is very important to us and all client information is carefully protected and secured.

Fresh Start Credit provides a valuable service to clients of mortgage brokers and others serving the financial needs of consumers. We are one of the most sought-after service companies in the state of Colorado and we have clients in more than 20 states. Our owners believe in and provide a high level of personal service. Account Executives serve Colorado, Utah, Washington, New Mexico, Texas and Tennessee and we are continually seeking qualified individuals to help us expand into new markets. They meet, whenever and wherever possible, with prospective clients to explain the services we have available, review client credit reports, provide information on personal credit and guide clients in the use and management of credit. When clients live away from their representative we use telephone, fax and email to communicate and maintain contact.

Our process is extremely effective. Typically it will take from 90-120 days to make enough progress for the client can move forward with their mortgage or financial transaction. Call us for more information on how Fresh Start Credit can help you!

SERVICES PROVIDED

Confidential personal customer service
Rapid response with client applications
In-house processing, contracts received before 3:00 PM are activated the same day
Open communication and follow-up with each client
Guaranteed results

MARKETS SERVED

Residential mortgage industry, new and refinance
Auto financing
RVs (camper, boats, motorcycles, ATVs) requiring term financing
Credit cards and revolving accounts
Insurance industry, home and auto
Other purchases requiring installment payment contracts

BENEFITS

Comprehensive, full-service resolution
Improved accuracy of reported data
Expedited service
Faster, smoother loan closings
Competitive fees for all applicants
Discounted fees for co-applicants
Better rates and terms
Lower monthly payments for the same loan amount
Less stress

RESOURCES

Relationships with credit industry insiders
Direct access to the 3 major credit bureaus
Affiliated with national network